Debt Snowball Your Backlog of Important Tasks

If you’ve ever heard or read financial common sense guru Dave Ramsey, it’s likely you’re familiar with the concept of his “debt snowball”.

Basically, applying all non-essential revenue into a stream to pay off your debts one by one. Listing your debt from smallest to largest, you pay minimums on all except the smallest, which you put everything you have available to pay down quickly. Then divert those funds to the next one, and build as you go. Simple, but powerful.

If you are an active, busy person, with lots of projects, you may have serious important task debt. You may have been letting regular maintenance and chores slip, and now your desk and car and basement and bedroom are getting buried. Not to mention your email inbox is really backed up.

Snowball it.

Determine what the minimum maintenance is for home and work, and list from smallest to largest projects will have long term positive impact in these areas. From cleaning out the sock door, pairing them up and getting rid of the loners, to implementing a new CRM to foster customer loyalty. Dedicate a certain amount of time each day to improvement, beyond regular chores, and cascade your energy up the mountain.